Terms of Use

A clear understanding
for a trusted journey

Our Terms of Use explain how Ghar Ka Sona works, what you can expect, and our shared responsibilities — so you can use our app with confidence.

  • Transparent
  • Fair
  • Secure
  • Built for Families
Gold jewellery resting on deep green velvet

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1. Introduction

Welcome to Ghar Ka Sona. These Terms explain the service, your responsibilities and our commitments. By creating an account or using signed-in features, you agree to these Terms. If you do not agree, please do not use the service.

Read full introduction terms

About these Terms

By creating an account or using signed-in features, you agree to these Terms. The registration flow asks users to accept the Terms and Privacy Policy. If you do not agree, do not create an account or use the service.

The Privacy Policy and Security page explain related data-handling and security practices. Additional feature notices may apply.

2. Our Services

Ghar Ka Sona helps you organise your jewellery records, bills, photos and family information. Available features include family sharing, AI-assisted drafts, Studio previews, indicative valuations and exports. Plan limits apply; we do not hold, insure or trade your jewellery.

Digital jewellery records
Document storage
Family sharing
Insights and valuations
Backup and security
Read full our services terms

Jewellery records

Users are responsible for names, relationships, ownership, beneficiary details, weights, purity, values, dates, bill numbers, possession, storage locations, instalment records, gift details and comments entered into Ghar Ka Sona.

Ghar Ka Sona does not independently verify these entries. Keep original bills, photos and independent records outside the service.

Ownership and beneficiary entries

Records do not establish legal title, replace wills, replace nominee forms, override inheritance law, prove purchase, prove possession or establish insurance value. Use qualified advisers and official documents for legal, inheritance, tax or insurance decisions.

AI-assisted bill extraction

AI extraction is an assistance feature. Output is a draft and may be inaccurate, incomplete or unsuitable for your purpose. Users must review and correct AI output before relying on it. Use of a scan may count according to plan rules. Manual entry remains available according to the plan.

AI output is not professional advice and should not be used to make legal, insurance, valuation or inheritance decisions without independent verification.

Gold prices, analytics and reports

Gold prices may come from third parties and may be delayed, incomplete or unavailable. Analytics and reports may use user-entered data and are informational only. They are not market valuations, investment recommendations or instructions to buy or sell gold.

Digital jewellery gifts

Digital gift records document an intended or recorded transfer. The application does not physically transfer jewellery, verify delivery, possession, consent or legal title. The sender must have authority and recipient information must be accurate. Acceptance in the app may not create a legally enforceable gift. Legal documentation may still be required.

Travel Assistant

Travel information is general and may be incomplete. Customs, declarations, airline, security and import rules change. Users must verify rules with official authorities. Ghar Ka Sona does not promise entry, customs clearance or insurance coverage. Users should avoid disclosing exact travel and storage information unnecessarily.

Gold Scheme Tracker

Gold Scheme Tracker helps record user-entered scheme information. Ghar Ka Sona is not the jeweller or scheme provider, does not collect instalments on behalf of jewellers and does not promise scheme returns, redemption, solvency or delivery. Verify balances and terms directly with the jeweller.

Getting started

New accounts start on Sona Grow. No free trial or temporary Sona Plus access is provided.

Sona Grow

Sona Grow is our free plan. Its current workspace, family member, storage and AI allowances are shown on the Pricing page and in your account. Feature limits apply even when no payment is required.

Sona Plus and Sona Pro

Sona Plus and Sona Pro offer additional features and allowances. Smart Offer and Loan Preview are Sona Pro features. Check the Pricing page and checkout for the plan, billing period, currency and included limits before purchasing.

AI allowances

Bill scans and Studio generations have plan-specific allowances. The applicable allowance, remaining credits, validity and available add-ons are shown in the application. Do not bypass quotas or repeatedly submit requests to evade limits. Review AI-assisted results before relying on them.

For new purchases, monthly Sona Plus includes 2 AI bill scans and monthly Sona Pro includes 4 AI bill scans per paid month. Both monthly plans include 1 Studio credit per workspace. Yearly Sona Plus includes 30 AI bill scans and 10 Studio credits; yearly Sona Pro includes 60 AI bill scans per workspace and 10 Studio credits per workspace, available upfront for the paid access year. Each workspace has its own included allowances. Usage in one workspace does not reduce another workspace’s balance, and allowances cannot be transferred between workspaces. Studio packs are credited to the workspace where they are purchased.

Unused included monthly scans and Studio credits expire at the end of the paid month and do not roll over. A new monthly purchase after expiry starts a fresh allowance. An upgrade during active access retains usage already consumed. Studio credit packs are purchased separately; buying or upgrading a plan does not restore spent pack credits. Existing purchased allowances are preserved for the current paid access period when these new limits are introduced.

Bulk jewellery upload via XLSX or CSV is available with active annual Sona Plus (50 jewellery rows per workspace per paid year) and annual Sona Pro (150 per workspace per paid year). Uploaded records reserve allowance while awaiting review; confirmation consumes one import per jewellery row. Discarding an unconfirmed import releases its reservation. Deleting confirmed records does not restore the allowance. Once all imports are consumed, additional packs of 50 (Plus) or 150 (Pro) are available in Billing for ₹150, €1.50 or $1.50 according to regional pricing. Purchased imports remain bound to the selected workspace and require active annual access; unspent purchased imports carry forward.

Upgrades and payment availability

Paid checkout uses the payment provider presented in the checkout flow, such as Razorpay or Revolut where available. Users will see the payable amount before confirmation. Activation occurs only after the payment is verified or otherwise confirmed in Ghar Ka Sona. Payment-provider terms, payment-method rules and availability may apply.

Ghar Ka Sona should not receive complete card credentials when a hosted checkout is used. Payment status, order identifiers, receipt numbers, promo codes, refunds and provider references may be stored for billing, reconciliation, support, tax and fraud-prevention purposes.

Refunds and payment problems

If payment fails, is cancelled or cannot be verified, paid plan access or Studio credits may not activate. If a verified payment does not appear correctly, contact support with the account email and provider payment reference.

Refunds, taxes and consumer cancellation rights depend on the purchased item, payment status, provider rules, applicable law and any offer-specific terms shown at checkout. Nothing in these Terms removes consumer rights that cannot legally be excluded.

Plan expiry and downgrade

When paid access expires, free-plan limits may apply. A plan change alone does not delete existing records. Features or records exceeding the applicable limits may become read-only, and premium actions may be unavailable. Account deletion and retention rules still apply.

Existing data after downgrade

Existing records remain safe when a plan changes. Additional photos may remain viewable, manual entry remains available and receiving gifts remains available where Sona Grow allows it. Future plan changes may be required to edit premium records.

Pricing and taxes

Current prices, currencies, billing periods and any applicable taxes or discounts are displayed before payment. Pricing may change prospectively; the terms shown for your confirmed purchase apply to that purchase, subject to applicable law.

Coupons and promotions

Coupons are valid only when visibly offered through the official service and accepted by the checkout flow. Promotions may have eligibility, expiry, redemption, item, plan and country restrictions. Codes have no cash value, may not be combined unless stated and may be cancelled for misuse. Entering a code does not activate paid plan access or Studio credits without confirmed payment, unless the code explicitly creates a zero-payable verified order.

Cancellation and renewal

The checkout and purchase confirmation specify the access period and whether the purchase renews automatically. Do not assume that a one-time payment creates a recurring subscription. Available cancellation, renewal and refund options are shown in your account or can be requested through support. Mandatory consumer rights continue to apply.

3. Your Account

Provide accurate information, keep your sign-in credentials and PIN private, and tell us about unauthorised access. Each workspace is accessible only by the account that created it; family member entries do not receive login access.

Read full your account terms

Who may use the service

You must be legally able to enter into these Terms. Accounts should be created by adults. If you act for a family, organisation or another person, you must have authority to do so.

Account registration

You must provide accurate registration information, control the registered email address and keep account information up to date. One person should not impersonate another person or create an account using someone else's identity without authority.

Account security

  • Keep your password and registered email secure.
  • Do not share passwords, confirmation links or one-time codes.
  • Do not share your account, password, PIN or sign-in links.
  • Report unauthorised access promptly.
  • Log out on shared devices.

Your six-digit app PIN protects privacy reveal and locked sessions. Individual actions do not require an additional action PIN. Inactive sessions are signed out after 15 minutes. An authenticator app is optional for personal accounts; it cannot be enrolled in the public demo. Keep your PIN and recovery information private.

Family workspaces

Workspaces organise records for a family or household. Only the account that creates a workspace can access it. Sona Pro may allow that same owner to manage two separate workspaces.

Family member entries are names and details used for records, ownership and beneficiaries. They are not accounts and receive no login access. These entries do not transfer jewellery ownership or create legal rights in jewellery.

Workspace ownership

Each workspace is controlled only by the account that created it. Administrator, editor and viewer access is not offered. The owner is responsible for account security and all records entered there.

No workspace invitations

Ghar Ka Sona does not provide workspace invitations. Do not share credentials or sign-in links to give another person access.

4. Acceptable Use

Use the service lawfully and respect other people’s rights. Do not upload harmful material, make false ownership claims, bypass limits, access another family’s records or interfere with the service.

Read full acceptable use terms

Prohibited use

  • Unlawful activity or false ownership claims.
  • Fraudulent inheritance, gift or beneficiary records.
  • Impersonation or sharing an account with another person.
  • Unauthorised uploads or information that violates another person's rights.
  • Accessing another user's account, workspace, documents or records.
  • Bypassing plan limits or evading AI quotas.
  • Uploading harmful files, malware or unrelated sensitive documents.
  • Scraping, denial-of-service activity or security testing without permission.
  • Sharing temporary document links with people who should not have access.
  • Commercial resale or use to facilitate theft, fraud or concealment of stolen jewellery.

5. Your Content

You retain your rights in the records and photos you upload. You give us permission to process them to provide the service. Only upload content you have permission to use, and review AI-assisted information before saving or relying on it.

Read full your content terms

Uploaded bills and photographs

Users retain rights they have in uploaded bills and photos, but must have permission to upload, store and share the content. Users are responsible for copies they download or share.

User content ownership

Users retain rights they have in their records and uploads. Ghar Ka Sona does not claim ownership of user jewellery data, bills or photos. Users must have permission to upload content and must not upload unlawful, infringing or harmful material.

Licence granted to operate the service

Users grant Ghar Ka Sona a limited licence to host, process, display, copy and transmit content only as needed to operate, protect and support the service. This includes processing by service providers used to run the application.

6. Privacy & Data

Your records are protected through access controls and server-managed encryption for new private uploads and selected sensitive fields. This is not end-to-end encryption. Our Privacy Policy and Security & Data Protection page explain how information is handled.

Read our Privacy Policy
Read full privacy & data terms

Privacy and data protection

Users must upload and enter personal information only when they have authority, consent or another lawful reason to do so. This is especially important for family members, beneficiaries, dependants, gift recipients, travel records, bills and photos that may contain another person's information.

The Privacy Policy explains how Ghar Ka Sona handles privacy requests, including requests that may arise under the EU GDPR, UK GDPR or India's Digital Personal Data Protection Act, 2023. Users should not use the service to collect unnecessary sensitive information or to avoid privacy, inheritance, tax, insurance or consumer protection obligations.

New private uploads and selected sensitive fields use server-managed AES-256-GCM encryption. This is not end-to-end encryption: authorised server processes can decrypt protected data. See the Security & Data Protection page for the scope and limitations.

Third-party services

The service relies on third-party providers for hosting, authentication, storage, AI, email and market data. Provider terms and availability may affect the service.

Deletion and retention

Some records may be archived or soft-deleted rather than immediately erased. Document deletion attempts to remove the associated stored file. Certain information may remain for security, integrity, support, fraud-prevention or legal reasons.

7. Intellectual Property

Our platform, branding and software are protected by intellectual property rights. Your access to the service does not transfer ownership of those rights. Your own content remains yours.

Read full intellectual property terms

Intellectual property

Ghar Ka Sona branding, software, design and original content are protected. Users receive a limited, revocable, non-transferable right to use the service. User records remain user content. Third-party trademarks remain with their owners.

Feedback

Feedback may be used to improve the product without obligation, unless prohibited by law.

8. Disclaimers

We work to provide a reliable service, but errors and interruptions can occur. Records, AI output and market estimates are not proof of legal ownership or financial, legal, insurance or customs advice. Always check important information independently.

Read full disclaimers terms

Availability and changes

Features may change, maintenance may occur and providers may experience outages. Beta or new features may be changed or removed. The service may contain errors and no uptime commitment is provided. Ghar Ka Sona should not be the only record of valuable jewellery.

Disclaimers

Ghar Ka Sona is a software record-keeping tool. It does not provide legal, tax, investment, insurance, appraisal, valuation, custody, storage or physical protection services. It does not physically hold jewellery, verify that jewellery exists, determine ownership, create a will, replace insurance or promise recovery of lost or stolen jewellery.

Records, AI, gold prices, analytics, beneficiaries, gifts, travel information, customs information, insurance-related exports and third-party services may be incomplete or wrong. Users should obtain independent verification before making important decisions.

9. Limitation of Liability

To the extent permitted by law, we are not responsible for physical jewellery loss or decisions based solely on inaccurate records or AI output. Nothing in these Terms excludes rights or responsibilities that cannot legally be excluded.

Read full limitation of liability terms

Limitation of liability

Nothing in these Terms limits rights or responsibilities that cannot legally be excluded. To the extent permitted by applicable law, Ghar Ka Sona is not responsible for physical loss of jewellery or decisions based solely on inaccurate user-entered or AI-assisted data.

Indemnity

Users may be responsible for claims arising from unlawful content, lack of permission to upload information or deliberate misuse of the service, to the extent permitted by applicable law.

Consumer rights

Nothing in these Terms limits rights that cannot legally be excluded.

10. Termination

Access may be restricted or suspended for misuse, security risks or breaches of these Terms. You can request account deletion through account settings. Legal obligations and backup retention may affect what can be deleted immediately.

Read full termination terms

Suspension

Access may be restricted for security risk, suspected fraud, unlawful activity, attacks, unauthorised access, repeated abuse, non-payment, violation of Terms, risk to users or systems or legal requirements. Where reasonable, Ghar Ka Sona may provide notice and an opportunity to resolve the issue, but urgent security actions may happen without advance notice.

Termination

Users may stop using the service. Account deletion is available from profile settings where configured, subject to confirmation. Users can also contact legal@gharkasona.com for privacy or account requests. Termination does not mean immediate removal from provider backups. Workspace owners should consider export options before closure.

11. Changes to Terms

We may update these Terms as the service changes. The date on this page identifies the latest revision. Where required by law, we will provide notice or obtain consent for changes.

Read full changes to terms terms

Changes to Terms

These Terms may change as the service changes. We will update the date on this page when meaningful changes are made. These Terms describe the current service. Additional rights or obligations may apply under applicable law.

12. Governing Law

Applicable law governs these Terms. Your mandatory consumer protections and rights to use a court with jurisdiction remain unaffected. Contact us first if you have a concern so we can try to resolve it.

Read full governing law terms

Disputes and governing law

Please contact legal@gharkasona.com first so we can try to resolve a concern. Applicable law governs these Terms. Nothing in these Terms takes away mandatory consumer protections or your right to bring a claim before a court that has jurisdiction under applicable law.

13. Contact Us

Questions about these Terms? Contact our team. For legal and privacy enquiries, write to legal@gharkasona.com.

Read full contact us terms

Contact information

General support

support@gharkasona.com

Legal and privacy

legal@gharkasona.com

Netherlands / EU

YRClicks, trading as Ghar Ka Sona

European transactions use Revolut Merchant. The operating entity shown at checkout applies to your transaction.

Registered trade name under KvK / Chamber of Commerce: 42062317

Vosplantsoen 1, 1338 BC Almere, Netherlands

Phone: +31 633988860

India

Ghar Ka Sona proprietorship

Indian transactions use Razorpay.

Udyam: UDYAM-TS-02-0360006

Basith Prestige, 17-1-210, Santosh Nagar, 500059, Hyderabad

Phone: +91 8087608968

Still have questions?

We’re here to help.

Our team is ready to answer your questions about our Terms of Use or the application.

Contact Support